Physical Damage insurance can cover multiple incidents depending on what type of coverage is purchased.
Comprehensive coverage will cover incidents like heavy winds knocking over a tree onto your vehicle which was cause naturally.
Collision coverage will cover incidents like an Automobile Accident where your vehicle is totaled out.
Fire coverage is going to include damage if there were a fire to happen.
Theft will cover in case the vehicle is stolen.
Vandalism coverage will be covered in the event someone commits a crime towards your property resulting in significant damages.
Our experts want to help you find what you need so if you have questions please feel free to give us a call at anytime.